How+Banks+Work

__**Explain the basics of how banks operate:**__

 * ====What is a bank and how does it operate?====
 * ====How does a bank make money?====
 * ====What is the 3-6-3 rule?====
 * ====What is a banks "Reserve Requirement"?====
 * ====What services does a typical bank offer?====
 * ====How does "The Fed", or 'The Federal Reserve Bank' affect other banks?====
 * ====What rules and regulations are banks subject to?====
 * ====How safe is your money in a bank?====
 * ====What is FDIC insurance and when did it originate?====
 * ====What happens when you deposit a check in a bank - explain the process.====
 * ====What are some of the major banks and what banking consolidation has taken place recently?====